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So you are ready to buy a new home ... how are you sure that you will get the best deal on the right house?
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Think for a second, how the way you live, work, shop, communicate and travel all have changed in recent years. It seems that almost everything, big or small, has been forever impacted by technology.
Funny thing is, the way we buy & value our homes, (the biggest financial investment that most Americans will ever make), seems to be stuck in the 1960's.
Sure, we all start our shopping for homes on the internet, but when it comes to how we gauge a "good deal", we typically are drawn to a focus based on "negotiate till you drop".
This strategy would work fine if all homes were built the same and if they all costs the same to operate, but they don't. In today's world of Smart Homes, High Performance Homes and Alternative Energy Systems, these costs can vary widely between competing homes.
A few years back, we were challenged to develop a solution which would help prospective home buyers understand the value proposition of homes that had been built to meet the standards of the EarthCraft House program in Atlanta, Ga.
These EarthCraft House certified homes were built to perform much better than the "code built" homes, yet prospective buyers and their agents didn't have any way to measure the improved performance. And so, without a way to compare and contrast the homes , the EarthCraft House homes were typically sold on a "price focused" basis.
Over the next year and after literally 1000's of hours of developing complex Excel spreadsheets, we developed a solution which not only clarified the "performance differential", but also identified powerful financial solutions which help home buyers understand, and in turn, reduce the total cost of owning their new property.
We call the program "High Performance Lending" ... and it is offered exclusively to home buyers, home sellers, agents, builders today thru an initiative called "Project TCO".
These EarthCraft House certified homes were built to perform much better than the "code built" homes, yet prospective buyers and their agents didn't have any way to measure the improved performance. And so, without a way to compare and contrast the homes , the EarthCraft House homes were typically sold on a "price focused" basis.
Over the next year and after literally 1000's of hours of developing complex Excel spreadsheets, we developed a solution which not only clarified the "performance differential", but also identified powerful financial solutions which help home buyers understand, and in turn, reduce the total cost of owning their new property.
We call the program "High Performance Lending" ... and it is offered exclusively to home buyers, home sellers, agents, builders today thru an initiative called "Project TCO".
Introducing Project TCO!
Project TCO is a national initiative that has been developed to help every American family reduce the total cost of owning their homes. We focus the majority of our work on the two largest expenses associated with home ownership ... the monthly mortgage payment and the monthly utility expenses.
On any given day, your mortgage lender has literally thousands of combinations that they can use to structure your mortgage financing. In most cases, home buyers and lenders only explore a few ... we explore thousands. I can't give you a national figure for the money that is potentially wasted on non-optimized mortgage terms ... but I can tell you that we have found opportunities to saved our clients thousands upon thousands of dollars with our program.
There are approximately 130 million homes in the USA. The Department of Energy estimates that 90 million of these homes are "energy hogs" and the owners waste over $21 billion on energy expenses each year. The goal of Project TCO is to reduce these energy costs 30-50%.
And how does it work ... well I could go on for days explaining "the secret sauce" behind the software to you, but frankly its based on some very complex spreadsheets and lots of intense "number crunchin", and my bet is that it may bore you.
One thing is for sure, the results are absolutely amazing and when you see them, they will surely get your attention (clink the link below).
On any given day, your mortgage lender has literally thousands of combinations that they can use to structure your mortgage financing. In most cases, home buyers and lenders only explore a few ... we explore thousands. I can't give you a national figure for the money that is potentially wasted on non-optimized mortgage terms ... but I can tell you that we have found opportunities to saved our clients thousands upon thousands of dollars with our program.
There are approximately 130 million homes in the USA. The Department of Energy estimates that 90 million of these homes are "energy hogs" and the owners waste over $21 billion on energy expenses each year. The goal of Project TCO is to reduce these energy costs 30-50%.
And how does it work ... well I could go on for days explaining "the secret sauce" behind the software to you, but frankly its based on some very complex spreadsheets and lots of intense "number crunchin", and my bet is that it may bore you.
One thing is for sure, the results are absolutely amazing and when you see them, they will surely get your attention (clink the link below).
